One of the most significant trends in the wealth management industry in recent years has been increasing adoption of technology as both a facilitator and a driver of growth. Citadel CEO Andrew Möller points in particular, to the emergence of automated investment services that make use of artificial intelligence (AI) has given rise to the provision of automated or “robotic” advice (robo-advisors) that help to democratise the industry and provide access to a far larger proportion of the population than before.