- Funeral insurance: A long-term policy in which the value of the benefits of the policy, and the amount of the premium in return for which the annuity is guaranteed, does not exceed R50 000.
- Disability policy: This offers cover in the event of a disability event, such as the functioning mind or body of a person or an unborn child being impaired.
- Fund investment policy: Benefits are provided for the purpose of funding in whole or in part the obligation of a fund to provide investment benefits to its members in terms of the rules. e.g. friendly society, medical aid fund or pension and provident funds and retirement annuities.
- Sinking fund policies: Provides for sums of monies at a fixed or future determinable date.
Citadel
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