Citadel Investment Services Proprietary Limited is an authorised financial services provider.

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As a business owner, there is a good chance that the bulk of your wealth is tied up in your business. In fact, most entrepreneurs are heavily invested in their own endeavours as they believe this to be the recipe for long-term ‘success’.

Depending on where you may be in your business and the economic cycle, it is wise to consider de-risking your asset base to ensure that your personal wealth is protected. One consideration may be the full or partial sale of your business and the best place to start is with expert advice.

Citadel can form an integral part of your transaction team. Whether you want to sell outright, diversify your assets, de-risk or merely take a step back, we can work with your transaction advisors to help you make the right decisions to ensure that you reach your remarkable, by having your personal financial and administrative house in order. We will also guide you on how to invest any proceeds to maximise your wealth well into the future. 

SELLING

Good businesses sell. Citadel will work with your corporate finance, legal or other advisors to ensure that you have a business that is good to go to market.

DIVERSIFY

Although entrepreneurs may believe they have well-diversified portfolios, their business is usually their biggest asset, meaning they have a high degree of concentration risk. We can advise on ways to de-risk your asset base and if you decide to sell or bring in partners, we can help you invest the proceeds into local and global investment solutions.

SUCCESSION

Planning who will take over the business is essential. In today’s world, children are not always the obvious successors. We can help you plan to ensure all stakeholders are well looked after into the future. Citadel also has a risk planning team that will ensure that your succession planning includes risk products, where relevant, like key-man insurance and buy and sell agreements to ensure the sustainability of your business even when you are no longer there.

ENERGY LEVELS

Entrepreneurs often confess to running out of steam and some admit to lacking the energy and drive to take their businesses to the next level. We can advise you on the best option to inject new expertise and enthusiasm into your business ensuring its future success and long-term sustainability.

EMIGRATING

Emigration is becoming a more common occurrence in South Africa. Business owners wanting to leave have to consider how they will manage their businesses in the future. We can help you decide whether to sell up and take your capital overseas or keep running your business and use your dividends to fund your international lifestyle.

SCALING UP

The decision to bring in a partner(s) is a strategic one and to get the right person who can bring in contacts, expertise and deliver synergies, needs careful consideration and Citadel has a network of people who can introduce you to the right partners.  

WE CAN TAKE CARE OF YOUR EMPLOYEES TOO

The Citadel Employee Benefits team specialises in providing support and assistance to trustees and their fund members, ensuring your employees have a comprehensive employee benefits package.

JOIN US

Every day we face risks and trade-offs. This is even more true for business owners. You need to consider company risk, industry risk, and country risk. In South Africa, country risk currently poses one of the biggest threats to South African entrepreneurs. For a more in-depth look at the risks you face, as a business owner, Citadel is hosting a series of events across the country where experts will be on hand to share their insights around how to, not only survive, but thrive in South Africa’s demanding entrepreneurial environment.

Durban 5 March 2020 | Johannesburg 10 March 2020 | Cape Town 21 April 2020

Select a location below:
Cape Town