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Hot on the heels of President Cyril Ramaphosa’s State of the Nation Address, during which the president set out key deliverables and made clear promises, comes the engine room address of the year: the 2019 National Budget Speech. When Finance Minister Tito Mboweni takes to the podium on 20 February 2019 all eyes will be on him to provide the stability needed in the fiscus, while enabling Ramaphosa’s vision. Three key hurdles face Mboweni as he attempts to create cash and stead the fiscal ship. Citadel Chief Investment Officer, George Herman, takes us behind the scenes of what promises to be a delicate balancing act during a vital election year.