09 Nov 2018 HOW TO ADD AN ORGAN DONATION CLAUSE TO YOUR WILL
A question one often asks when drafting their will is ‘can I include an organ donation clause?’ Citadel Advisory Partner Paul Leonard provides clarity on the legal steps needed to formally add the donation clause to your will.
06 Nov 2018 MAARTEN ACKERMAN ON THE GLOBAL FINANCIAL CRISIS
September 2018 marks 10 years since the fall of global investment bank Lehman Brothers, and the start of the global financial crisis. With this in mind, Citadel Chief Economist and Advisory Partner Maarten Ackerman discusses how the aftermath of the crisis has shaped the global economic environment and what to expect as we approach the end of the current economic cycle.
05 Nov 2018 YOUR GUIDE TO GIVING WITH THE CITADEL PHILANTHROPY FOUNDATION
Citadel Head of Philanthropy Jean de Villiers comments on the purpose of the Citadel Philanthropy Foundation, launched five years ago, emphasising that the foundation was founded to facilitate the giving process for donors, beginning with offering advice on charities of interest and finding suitable beneficiaries.
25 Oct 2018 COMMENTARY ON THE MEDIUM TERM BUDGET POLICY STATEMENT
It was clear going into this Medium Term Budget Policy Statement (MTBPS) that it was going to be much tougher than previous years, simply because economic growth and tax revenues are so much worse than had been forecast. Economic growth expectations for 2018 have been halved from 1.5% in the February Budget Speech to 0.7% now. Despite this, Citadel Chief Economist and Advisory Partner Maarten Ackerman says the speech sends a reassuring message of fiscal discipline and an indication of a stronger future.
12 Oct 2018 SA RANKS WORSE THAN RUSSIA IN ECONOMIC FREEDOM
The latest Economic Freedom of the World (EFW) index, which measures the degree to which the policies and institutions of countries support economic freedom, has ranked South Africa 94th with Russia ahead at 87th. “We need to focus on the requirements needed to go through an industrialisation phase,” says Citadel Chief Economist and Advisory Partner Maarten Ackerman.
12 Oct 2018 PAUL LEONARD ON THE TRUE COST OF DEBT
Citadel Advisory Partner Paul Leonard unpacks the true cost of short-term debt and the hidden costs that many spenders aren’t aware of.
05 Oct 2018 MAKING FRIENDS OF ENEMIES, AND ENEMIES OF FRIENDS
The policy response to the 2008 Global Financial Crisis set in motion the geopolitical trends that would eventually see the pivot from leaders such as Obama, Gordon Brown and Angela Merkel to the populism of Trump and Brexit. Citadel Chief Economist and Advisory Partner Maarten Ackerman provides a critical analysis on the rising populism trend and the major risks and uncertainty created within the global economic environment.
05 Oct 2018 BEATING THE ODDS AND STAYING WEALTHY
A recent study by JP Morgan revealed that within a period of 21 years, less of 15% of the 400 wealthiest Americans listed in Forbes Magazine were able to retain their position. Citadel Advisory Partner Riëtte Coetzee discusses the key risks for families to safeguard against in order to preserve and grow their wealth.
01 Oct 2018 WOMEN’S FINANCIAL SURVIVAL GUIDE TO DIVORCE
Facing the breakdown of a marriage can be extremely painful emotionally, but with the right knowledge and planning, it needn’t be financially devastating as well, says Citadel Advisory Partner Kirsten Smit. With this mind, Kirsten provides six key tips for women to successfully navigate the process of untangling their finances from a partner.
20 Sep 2018 YOLANDA NAUDÉ ON HOW RAMAPHOSA CAN TURN THE ECONOMY AROUND
Disappointing economic growth figures and a weakening rand have given South Africans a sharp reality check from ‘Ramaphoria’. Citadel Head of Fund Research and Portfolio Manager Yolanda Naudé provides a critical analysis of SA’s deep-seated structural economic weaknesses, with a view of the road ahead until the 2019 elections.