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25 Oct 2017 THE “BIGGEST” MINI BUDGET EVER: THE RIGHT INTENTIONS BUT THE WRONG NUMBERS +

Minister of Finance Malusi Gigaba today delivered one of the most important mini budgets in history.

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20 Sep 2017 MIND OVER MATTER +

“You also have to look beyond the crisis for the inevitable opportunities created by such events,” says Citadel Advisory Partner, Abraham van der Westhuysen.

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05 Sep 2017 STRONG REBOUND IN SECOND QUARTER GDP – BUT “RECESSION DROUGHT” NOT OVER YET +

Ask any Capetonian right now and they will tell you that one day’s rain is wonderful, but unfortunately it won’t fill the dams sufficiently. This is as applicable to the latest GDP data released earlier today.

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27 Jul 2017 A WORLD OF UNCERTAINTY? REALLY? +

The world is full of uncertainty: from Donald Trump’s “missing in action” economic policies and a backfired election outcome in the United Kingdom to tensions arising in North Korea and geopolitical developments around Europe. In spite of this, global equity markets are setting new record highs and market measures of uncertainty or volatility are approaching all-time lows. What is going on here?

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20 Jul 2017 PUTTING INVESTMENT PERFORMANCE INTO PERSPECTIVE +

It is often argued that historical investment performance gives no indication of what might happen in the future. However, experience shows that the future will, most likely, fall within the boundaries set by long-term history.

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12 Jul 2017 FINANCIAL ADVICE FOR MY TEEN SELF +

It is so easy to spend money and have very little to show for it. When you're "in the moment" it is even harder to imagine that the few cents that you have can be stretched far enough for you to be anything but frivolous with it.

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04 Jul 2017 WHERE THERE’S A WILL… +

Hilary Dudley talks about her late father used to recount the proverb “Where there’s a will…” not with the time-worn ending “there’s a way” but with the more jaded version “there’s a fight”.

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20 Jun 2017 BEING AN OPTIMIST IN TRYING TIMES +

Citadel Director John Kennedy talks about why he’s optimistic, adding, “When I joined Citadel in 2001, I learnt a fundamental lesson that is integral to our thinking as a business and our approach to financial planning and investing: the future will surprise.”

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20 Jun 2017 ECONOMY MAY BE BAD, BUT IT’S NOT ALL DOOM AND GLOOM +

The release of the South African Reserve Bank’s latest quarterly bulletin confirmed what we know already: South Africa has entered a technical recession during the first quarter of 2017 – largely on the back of a very weak consumer base.

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13 Jun 2017 USING AN UMBRELLA FUND? SET UP A MANAGEMENT COMMITTEE TOO +

Over the past decade we have seen a progressive migration from “stand alone” group retirement funds to “umbrella fund” participation, in a drive to reduce administration charges through economies of scale. But oversight of a scheme remains important.

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