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25 Mar 2020 FOUR PRACTICAL TIPS FOR DEALING WITH FINANCIAL UNCERTAINTY +

You may be feeling unsettled and anxious as the coronavirus crisis wreaks havoc on our everyday activities and routines. However for many, this sense of fear and uncertainty has been made worse by financial insecurity resulting from the threat of retrenchments, and the ongoing sell-off in markets which has left investors reeling. Citadel Advisory Partner Christelle Louw provides four practical tips for dealing with financial uncertainty.

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11 Mar 2020 HOW THE CORONAVIRUS HAS IMPACTED 2020’S INVESTMENT OUTLOOK +

When news initially broke of the coronavirus outbreak, market's applauded China's immediate measures taken to curb the disease. With new cases and deaths recorded nationwide, Citadel Chief Investment Officer George Herman shares Citadel's market view.

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04 Mar 2020 NO VIEWING FOR CHILDREN: SA IN RECESSION….AND LIKELY TO STAY THERE +

Going into this print, a negative outcome was expected, but not to this extent. The number came in below expectations, and we have firmly re-entered a technical recession. However, this is merely a statistical measure of a recession, and South Africa has in fact been in recession since 2013 in terms of per capita growth, owing to the country’s inability to achieve growth of above 1% or at levels above our population growth, which is currently 1.4%. As a result, the country’s social issues such as poverty, inequality and unemployment continue to grow more acute.

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26 Feb 2020 A BUDGET BAKED FOR RATING AGENCIES +

Overall the 2020 Budget Speech ticked the right boxes for markets and depicted a government that is reform-minded and ready to show its muscles. However there are four major risks that threaten the Budget’s framework says Citadel Chief Economist and Advisory Partner Maarten Ackerman.

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17 Feb 2020 WHAT LIES AHEAD FOR THE BUDGET 2020 +

With the 2020 National Budget Speech scheduled for 26 February, Citadel Portfolio Manager Mike van der Westhuizen discusses how simple action and hard choices for long-term growth will result in a strong Budget.

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15 Jan 2020 WHY PROFESSIONALS NEED WEALTH MANAGERS +

Citadel Advisory Partner Michael Hertz highlights the necessity for professionals such as doctors, lawyers and accountants, who are generally high salary earners to have a financial plan or strategy in place, as well as a clearly defined financial road map to help them better plan for retirement.

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08 Jan 2020 INVESTOR’S GUIDE TO 2020: MARKETS UPBEAT, BUT STORM CLOUDS GATHERING +

Despite various geopolitical and economic challenges at the beginning of 2019, markets managed to deliver very strong returns for the year. Citadel Chief Economist and Advisory Partner Maarten Ackerman says that equity markets look set to start 2020 on a slightly better footing, as many of these uncertainties have been addressed to some extent over 2019.

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12 Dec 2019 RISK MANAGEMENT: DIVERSIFICATION IS ONLY HALF THE STORY +

Rising global headwinds, heightened market volatility and the growing threat of a global recession mean that, as we approach the end of the current economic cycle, ensuring that your investment portfolio has the appropriate safety measures in place is more important than ever. But while we’ve all heard the adage that the key to managing risk is diversification, the truth is that this is only half the story, says Citadel Director Nic Horn.

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03 Dec 2019 WE’RE NOW PLAYING IN INJURY TIME +

The quarter-on-quarter annualised GDP growth has come in weaker than expected. The market was looking to a decline of some -0.2%, with the print coming in somewhat worse at -0.6%. Another negative quarter shows us once again that the economy is not really going anywhere at this point.

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24 Nov 2019 FIVE TRENDS THAT ARE RESHAPING WEALTH MANAGEMENT +

The wealth management industry has seen considerable changes in recent years, and those businesses which adapt to the new environment will be able to thrive while offering clients the best options available. From disruptive technology to aging populations, from a rise in a new wealth to an increasingly turbulent environment, wealth managers are facing an exciting outlook with new opportunities to help clients prepare for, says Citadel CEO Andrew Möller.

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