JOHN MARSDEN CFP®
Managing Director: Citadel Financial Protection
I have 26 years financial service industry experience, but I launched my career as an engineer with a BSc (HONS) in applied geology and geomechanics. I worked as a consultant in the oil industry, before immigrating to South Africa in 1982, where I worked on numerous regional engineering projects. In 1991 I joined Liberty Life and occupied various positions during my tenure with the company. I was promoted to Divisional Manager establishing the new Liberty Franchise Academy in 1998, and then in 2002 I took responsibility for the sales and management of Liberty Agency division. In 2004, I moved to Professional Provident Society (PPS) as National Sales Director, as well as Director of PPS Marketing Services Ltd and PPS Namibia Ltd. During this time I was also responsible for the marketing division and short term Insurance business for the organisation. I completed the Management Advancement Programme with Wits University in 1990, became a Certified Financial Planner (CFP) in 1999 and completed the Senior Leadership Development Programme at Manchester University in 2000. I am currently serving as Chairman of the FPI Risk Competency Committee.
t: +27 11 722 7678
I became a member of the Citadel family in January 2018 as a Risk Advisor, with the aim of further developing my career through working alongside current and future clients. Coming from a Liberty tied agent background, I am now able to contribute to a platform that ensures the best risk solutions are developed for our clients’ ever-changing needs. Each day further cements my passion for this industry and people, and allows me to draw on the skills I gained during the completion of my honours degree in Industrial Psychology as well as those I gained as a Psychometrist. In working towards achieving “my remarkable”, I plan to complete my NQF 6 followed by attaining my Certified Financial Planner professional accreditation. On a personal level, I am an avid supporter of the Lions rugby team and enjoy partaking in road running events such as the Comrades Marathon.
t: +27 11 722 7647
VAUGHN SCHMIDT CFP®
I believe there are two things that you only have one opportunity to get right in life; your health and your personal finances. Let them get away from you, and it’s incredibly difficult to turn back the clock. I am in a unique position where I have the opportunity to fundamentally impact people’s lives by ensuring my clients have a well-crafted financial plan. I want to help them achieve everything which they can envisage, no matter what obstacle life may put in their way. I became a Financial Advisor by following a genuine intellectual curiosity for the field of Behavioural Finance. The most underrated skill in investing is having control over your emotions. With this in mind, I am able to work with my clients to overcome the behavioural biases which stand in their way. I am incredibly happy to be part of the Citadel family, having recently joined from Discovery. I have a background in Accounting and Economics, and am a Certified Financial Planner, and a Charted Financial Analyst candidate attempting the Level 3 exam this year. When I’m not studying or working, I spend time with my family.
t: +27 11 722 7631
BCOM; LLB; PGDip Financial Planning
I completed a BCom Law degree followed by an LLB at the University of the Free State and graduated in 2015. Having worked in the third party claims industry for four years I have seen the importance of planning for the unexpected. This experience ignited my passion for financial services and the importance of quality financial advice. In 2017 I completed my Postgraduate Diploma in Financial Planning from the University of the Free State. My family upbringing and values play an important role in my career and I strive to impart these ideals in my day-to-day work life. This compliments my financial planning philosophy as I wish to ensure that my clients’ and their families’ well-being is well taken care of when they need it most – with retirement, death or disability. Outside of work, I am married to Luke. We love the outdoors, being active and playing sport. We also enjoy spending time with my family and friends.
t: +27 11 722 7661
BCOM (HONS IN ECONOMICS)
I joined Citadel as a Risk Advisor in July 2018. I completed my Bachelor of Commerce degree with Honours in Economics at Rhodes University in 2014. Understanding how the economy works and how its different components have an effect on each other and individuals is of great interest to me. After completing my studies I travelled throughout Europe including Austria, Italy, Greece, Ireland and the United Kingdom which helped me get a more extensive world view. In 2016, I was enlisted as a financial advisor within Discovery’s graduate programme. During this time, I developed a passion for financial planning and in particular risk protection, which has served me well in my role as a risk advisor at Citadel. I love the outdoors and have a particular affinity for sport and travel. When I am not at work, I surround myself with friends and family and try as often as I can to get onto the golf course, the cricket pitch or into the bush.
t: +27 11 722 7676