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CITADEL INVESTMENT SERVICES PROPRIETARY LIMITED IS AN AUTHORISED FINANCIAL SERVICES PROVIDER.

Financial Planning

Your investment journey starts here. Your ambition, our expertise.

ADVICE

At Citadel, we offer advice: not just on where to invest, but, more importantly, why. That’s because we know our clients – and each of them has goals, dreams and ambitions. A life beyond money. A remarkable. Simply put, our job is to help reach that remarkable, whatever it is.

A ROADMAP TO REMARKABLE

Wealth brings many benefits, but can also mean a great deal of complexity. We spend time asking, listening, and discovering. Our ultimate aim is to deliver simplicity.

IT’S ALWAYS PERSONAL

Throughout our time together, we’ll continue to revise and assess your needs and ensure that your financial plan stays flexible.

INVESTMENT

Our specialist team seeks out investment research, locally and globally. The goal is to determine economic outcomes in the medium- to long-term. A wide range of asset classes is assessed. Drivers and sources of returns are evaluated. The findings on the fundamentals of each asset class are then used as the basis to construct and manage different portfolios for our clients, over time. Markets may change, but our objectives remain consistent.

ASSET MANAGEMENT

We value the curious. They’re the kind of people who produce deep insights – which translate into future-focused decisions. Nowhere is this more evident than in our approach to asset management. We research, we understand, we apply that knowledge. We use a robust, analytical process to make sense of the uncertain global environment – to give us the facts we need to make consistently accurate forecasts.

Citadel is driven by our four investment pillars which govern the protocols around how we invest and preserve your wealth. The core of our investment philosophy is to ensure that turbulence of any form does not equate to a permanent loss of capital.

OFFSHORE SOLUTIONS

Our expertise not only covers the South African investment landscape but extends offshore. If your personalised financial roadmap calls for global solutions, your advisory partner has immediate access to our Guernsey-based dedicated product specialists. The Citadel team in the UK has a thorough understanding of the European regulatory and legislative environment. As the centre from which all our global funds are managed, their hands-on approach translates into fast and efficient implementation of any investment decision you make. What’s more, if you’re a non-South African resident, our Guernsey presence means you can enjoy access to discretionary investment solutions.

FUNDS

CITADEL SA INCOME H4 FUND

The Citadel SA Income H4 Fund is a specialist income portfolio with the primary objective to provide higher levels of income than traditional money market funds, maintaining a high degree of liquidity and to provide maximum stability of capital.

PEREGRINE GLOBAL GREATS FUND

The primary objective of the Peregrine Global Greats Fund is to seek long-term capital growth. The intention is that growth be predominantly of a capital nature with income largely reinvested.

FEES

We offer various different fee structures. Some of these include a fee based on the performance of your portfolio managed by us. We believe all our fees are market-related and we offer the real benefit of a personalised, fully-integrated investment solution.

Citadel meets all the requirements of the Financial Advisory and Intermediary Services Act on disclosure of fees and costs. We are also proud members of the Association for Savings and Investment South Africa, and comply with their disclosure related standards.

When you compare like with like, Citadel offers true value.

INVESTMENT RISK

Investment is a mix of science and art. But, even as we evaluate and assess that mix, we always aim to minimise risk. That means finding and appointing the best advisors in the business. It means separating our research and portfolio management teams. And it means scrutinising, debating, and distilling every portfolio decision.

TREASURY SOLUTIONS

Money isn’t static. It moves across countries and between borders. It connects people.
But, movement comes with its fair share of risk. So, when you’re thinking about taking your money offshore, be sure to partner with someone with the right knowledge, skills, and sense of security. As part of the Citadel family, Peregrine Treasury Solutions provides in-house treasury management for both individual and corporate clients. Peregrine Treasury Solutions offers highly competitive rates and services that tap into world-class technology. Expect seamless end-to-end solutions and smart forex advice.

PRIVATE CLIENT SECURITIES

Our approach to portfolio management is a holistic one. Importantly, a key feature of our offering is the internal rate of return. This is calculated from inception, at the end of the month, on all portfolios. This means clients can see the annualised return on their total investments – and not only the return on the current holdings, as is the industry norm. We offer this additional service at a brokerage rate that is one of the lowest in the market.