Preparing for the curve balls.
Without personal and business risk cover, even the finest investment strategies can collapse. What if you can’t work for some reason? Or – and this has to be considered – die unexpectedly?
A full analysis
As part of your financial roadmap, we ‘risk-test’ your portfolio and actively look for areas in which you could be financially vulnerable. Do you have critical illness cover? Business contingencies? Personal income protection? We then offer an independent point of view on your level of risk.
If cover is required, we’ll implement the most efficient solution with respect to income tax and estate duty. Over time, we’ll also regularly review your portfolio – especially if one of those curve balls comes along.