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Retirement Calculator

Current age:
Retirement age:
Capital available (lump sum):
Monthly income:
Monthly expenses:
Monthly contributions:
Monthly income required at retirement:
Additional monthly income post retirement:
Inflation rate:
The long term average of South Africa's inflation rate of 6% was used for this projected term.
Growth rate (rate above inflation):
Nominal Value

Real Value
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Monthly income
Salary:
Rental:
Other:
Total: {{TotalIncomeSum = income1--income2--income3}}
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Monthly expenses
Bond/rent:
Vehicle finance:
Insurance:
Credit cards:
Domestic services:
Medical:
Fuel expenses:
Groceries:
Regular accounts:
Education:
Gas/electricity/water:
Phone/television/internet:
Leisure:
Other:
Total: {{TotalExpenseSum = expense1--expense2--expense3--expense4--expense5--expense6--expense7--expense8--expense9--expense10--expense11--expense12--expense13--expense14}}
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Improve results
1. Reduce expected income at retirement
2. Increase monthly contributions
3. Reconsider your retirement funds investment choice eg. increase the expected growth