Investment advice

Delivering financial peace of mind,
starts with a conversation.

We spend time asking, listening, and discovering.

No two life stories are the same, so no two investment strategies will be the same. Every new portfolio is unique, which is why we ask meaningful questions in order to get to know you better.

What would you like to do with your time?

What new goals would you like to manifest?

Who are the people that matter most to you?

Financial planning based on your needs

We are interested in the journey of your wealth – the lives it will touch and the stories it will tell throughout your life.

Every person gets our full commitment and a steady ear. Only then does the planning begin.

While we map your ‘financial future’, we also offer a continuous real-time perspective on the effects of your current decisions and circumstances. Throughout our time together, we’ll continue to revise and assess your needs and ensure that your financial plan stays flexible.

Family office

Ultra-high-net-worth families are often faced with a myriad of complex challenges when it comes to managing their family’s wealth, especially around the issue of succession planning. We offer specialist services that go beyond the numbers.

Care made custom

In our years of experience, we have come to understand that wealthy families need specialist services that go beyond the numbers, such as crafting a family constitution, next-generation financial education, dispute resolution, family privacy, private security and the overall financial well-being of all their family members.

Offshore structuring

The world is your portfolio

We always take a global view. So, if your financial roadmap requires an international routing, our experts can assist here, too. Your advisory partner has immediate access to our Guernsey office. This team of dedicated product specialists is perfectly positioned to take advantage of diverse investment opportunities.

Expect access to top fund managers, a deep understanding of the European regulatory environment, and world-class service.

They may be a continent away, but our Guernsey professionals are always hands-on. Decisions are implemented efficiently. Advice is offered prudently.

What’s more, if you’re a non-South African resident, our international presence means you can enjoy access to discretionary investment solutions.

The world is your portfolio.

Ask us about offshore investing

Our fees

Citadel meets all the requirements of the Financial Advisory and Intermediary Services Act on disclosure of fees and costs. We are also proud members of the Association for Savings and Investment South Africa and comply with their disclosure-related standards.

All of our fees are market-related and we offer the real benefit of a personalised, fully-integrated investment solution.